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There are two types of payment methods; exchanging and provisioning.

Exchanging involves the use of money, comprising banknotes and coins.

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Global credit card payment providers are Diners Club, Visa, American Express and Master Card.

Maestro and Cirrus are international debit card payment providers.

Provisioning involves the transfer of money from one account to another, and involves a third party.

Credit card, debit card, cheque, money transfers, and recurring cash or ACH (Automated Clearing House) disbursements are all electronic payments methods.

In trade, payments are frequently preceded by an invoice or bill.

In general, the payee is at liberty to determine what method of payment he or she will accept; though normally laws require the payer to accept the country's legal tender up to a prescribed limit.

A payment is the trade of value from one party (such as a person or company) to another for goods, or services, or to fulfill a legal obligation. Barter, the exchange of one good or service for another, is a form of payment.

The most common means of payment involve use of money, cheque, or debit, credit or bank transfers.

Payments may also take complicated forms, such as stock issues or the transfer of anything of value or benefit to the parties.

In US law, the payer is the party making a payment while the payee is the party receiving the payment.

Electronic payments technologies include magnetic stripe cards, smartcards, contactless cards, and mobile payments.

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